International Living
Coordinating insurance when your personal life is split across borders.
Some expats keep strong ties to another country while living or working in Switzerland.
When family, property, work or healthcare needs are spread across borders, protection should be coordinated rather than assumed.
01
Residence status, employment location and family arrangements can influence which country expects insurance or social security affiliation.
A clear overview reduces the risk of paying in the wrong place or missing a required cover.
02
Having cover is not the same as knowing where and how treatment can be accessed.
For people who spend time in two countries, hospital access, reimbursement rules and emergency arrangements should be understood in advance.
03
Family members, homes, vehicles and personal belongings may not all be located in the same country.
We help review the structure so that everyday protection follows the way life is actually organised.
Further guidance
These sections connect the main questions internationally mobile clients usually need to review before choosing or adjusting cover.
We would be pleased to help you understand your options and make decisions with greater confidence.
