We explain before we recommend.
Expats & International Clients
Insurance decisions in Switzerland, explained with calm confidence.
Independent advice for international professionals and families.
Moving to Switzerland, settling here or reviewing your protection after several years can raise many questions.
The Swiss insurance system is reliable and sophisticated, but it is not always easy to understand when you arrive from another country.
At Assurplus, our role is not to sell products first. It is to explain the decisions that insurance requires, so that you can move forward with clarity and confidence.
Independent
Advice focused on your situation and expectations.
Since 2007
Long-term guidance for clients living and working in Switzerland.
English speaking
Clear explanations for international clients and families.
Swiss expertise
A practical understanding of local rules, options and timing.
The Assurplus approach
Insurance decisions in Switzerland, explained with calm confidence.
We focus on decisions before products.
We consider your life in Switzerland over time.
We help reduce uncertainty, not create urgency.
Questions international clients often ask
Why does Swiss health insurance feel so confusing?
Because mandatory cover, deductible choices, accident cover and optional benefits are decided separately. Start with the legal foundation, then compare choices.
Read more →Do I really need private hospital cover?
Not always. It depends on your expectations around hospital choice, comfort and flexibility, and it usually requires careful acceptance review.
Read more →When should I review my insurance in Switzerland?
Whenever work, family, income, health needs or residence plans change. A review can also confirm what should be kept.
Read more →What changes when I become self-employed?
Employer benefits may reduce or disappear, so accident, income, pension and family protection should be reviewed together.
Read more →What happens to my protection when I leave Switzerland?
Health cover, supplementary policies and pension assets may need decisions before departure. Plan the bridge to the next country early.
Read more →Everything was explained clearly and patiently. We finally understood what mattered for our family, and what did not.
Family S. in Lausanne from London
Areas in which we advise international clients.
A question about your life in Switzerland?
We would be pleased to help you understand your options and make decisions with greater confidence.