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International Living

Leaving Switzerland

Reviewing insurance and pension questions before departure.

Leaving Switzerland can affect health insurance, supplementary cover, pensions, tax planning and family protection.

A departure review helps avoid rushed cancellations and missed decisions.

01

Do not cancel before understanding consequences.

Some policies can be ended when residence changes, while others may have value, restrictions or transfer options.

Supplementary insurance, pension assets and life protection should be reviewed before any irreversible step is taken.

02

Pension questions need timing.

Occupational pension and Pillar 3a assets may require decisions depending on destination country, employment status and future plans.

The right timing can affect taxes, liquidity and long-term retirement planning.

03

Plan the bridge to the next country.

Health cover, accident protection and family security should continue smoothly during the transition.

We help clients organise what should end, what should continue and what should be replaced after departure.

Further guidance

Continue exploring expat topics

These sections connect the main questions internationally mobile clients usually need to review before choosing or adjusting cover.

A question about your life in Switzerland?

We would be pleased to help you understand your options and make decisions with greater confidence.