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Protecting Everyday Life

Motor Insurance

Choosing vehicle cover that fits your car, driving habits and obligations.

Driving in Switzerland brings legal obligations and practical insurance choices.

The right motor cover depends on the vehicle, how it is used, who drives it and how much financial risk you want to retain.

01

Liability is the foundation.

Motor liability insurance is required for vehicles on the road and covers damage caused to others within the policy rules.

It is the starting point, but many drivers also consider additional protection for their own vehicle.

02

Partial and full casco serve different needs.

Partial casco may cover events such as theft, fire, glass damage or natural forces, while full casco can also include collision damage to your own vehicle.

The appropriate level depends on the vehicle value, financing, parking situation and your comfort with repair costs.

03

Details change the real value.

Deductibles, bonus protection, roadside assistance, replacement vehicle benefits and driver rules can all affect the usefulness of a policy.

We help compare these details so the decision is based on more than the headline premium.

Further guidance

Continue exploring expat topics

These sections connect the main questions internationally mobile clients usually need to review before choosing or adjusting cover.

A question about your life in Switzerland?

We would be pleased to help you understand your options and make decisions with greater confidence.