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Protecting Everyday Life

Household Insurance

Protecting the contents of your home against everyday risks.

Household insurance protects the personal belongings that make up your home.

For expats, it is useful to review this cover when moving, furnishing a new apartment or bringing valuable items to Switzerland.

01

Set the insured amount carefully.

Underestimating household value can create problems when a claim occurs, while overestimating may mean paying for more cover than needed.

The insured amount should reflect the real replacement value of your contents.

02

Know what situations are included.

Typical risks may include fire, water damage, theft and natural events, but details can vary by policy.

Additional options may be relevant for bicycles, valuables, luggage or accidental damage depending on how you live.

03

Review after moving or buying valuables.

A new apartment, family change or purchase of expensive items can make an old insured amount outdated.

We help clients keep household cover aligned with the value and use of their home.

Further guidance

Continue exploring expat topics

These sections connect the main questions internationally mobile clients usually need to review before choosing or adjusting cover.

A question about your life in Switzerland?

We would be pleased to help you understand your options and make decisions with greater confidence.