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International Living

Moving to Switzerland

Understanding the insurance decisions that come with arrival.

Moving to Switzerland brings practical deadlines and unfamiliar insurance choices.

A clear first review helps you set up essential cover without feeling lost in the details.

01

Health insurance is an early priority.

New residents usually need to arrange Swiss basic health insurance within the required timeframe after arrival.

Choosing the right deductible, model and accident cover from the start can make the first year easier to manage.

02

Employment status changes the picture.

An employee, self-employed person, student or accompanying family member may have different questions around accident cover, pensions and income protection.

Understanding what is provided through work helps avoid both gaps and unnecessary duplication.

03

Set up the essentials first.

It is easy to become overwhelmed by every possible policy at once.

We help prioritise the essential decisions first, then build a fuller protection structure once daily life is more settled.

Further guidance

Continue exploring expat topics

These sections connect the main questions internationally mobile clients usually need to review before choosing or adjusting cover.

A question about your life in Switzerland?

We would be pleased to help you understand your options and make decisions with greater confidence.